Simple, fraud-proof, private and touchless.
XPay's patent pending technology leverages existing networks and mobile device platforms in ingenious algorithms that facilitate sensitive data transfers as if the data is not present. This means personal information cannot be intercepted because the data
does not exist in the transfer.
As a financial institution, this means your merchant clients no longer have any data liability, transactional charge-backs become a thing of the past and their annual PCI compliance certification may consist of only two simple questions.
Privacy,
security,
&
Purchase Freedom!
The first and only card in history that has privacy and security built in, available to any merchant, and issuable by any bank in the world.
Seamlessly integrate your accounting using industry standard APIs. Custom integrations are also available.
Our World XBanc (NBFI), can provide financial services and strategies for your under-banked customers or merchants.
If you or your merchants are using XPay exclusively, your PCI requirements effectively go away —it is really that secure.
Your customers can apply for your XCard right within the XPay app. Paper and online methods/integrations are also available.
World XCard is a virtual card, there are no expensive plastic issuing costs nor the security problems with traditional cards.
Do you or your customers have assets you want to put to work? Back your own or someone else's XCard, set your fees, interest and level of risk.
World XCard,
runs on its own
high tech
Rails
Not the old, congested credit card rails.
When everyone else is down, your merchants will still be processing.
Unprecedented
lending trust
opportunities
inlucrative
under-served markets
INTRODUCING
The new World XChange global payment eco-system. As a funder of XCard, you can set your own fees, interest rates and the credit scores you want to accept.
Wealth Builder
TM
leverages your merchant's processing fees to grow
their personal wealth!
By taking advantage of our great processing rates, your merchants can determine how much they want to contribute, which is expressed as an additional percentage of their processing fees. Their contributions are strategically managed by XInternational Investments, Trusts, & Exchange LLC and facilitated by World XBanc, a fully licensed Swedish NBFI. Contributions are professionally managed in an international growth fund, which allows merchants to participate and vote if they choose.
Program flexibility allows your merchants to change their contributions anytime so that they can manage between high and low volume periods or simply set a fixed amount. Merchants can withdraw contributions anytime without incurring any penalties.
Program flexibility allows your merchants to change their contributions anytime so that they can manage between high and low volume periods or simply set a fixed amount. Merchants can withdraw contributions anytime without incurring any penalties.
Retention Strategy
Provide your merchants the ability to build personal wealth every time they process a payment.
Provide powerful wealth-building tools to your clients that doesn't require them to do anything different.
Wealth Builder leverages a merchant's pre-tax income and may also qualify them for additional tax benefits.
Adding Wealth Builder to your offerings sets you apart while providing you with a powerful retention tool.
Merchant Processing
Get a free quote today and see how much we can reduce your current rates!
Get even lower rates when your clients paticpate in Merchant Cash-Back!
XPay is fraud-proof!
Start a Conversation
World XChange, Inc.
- PO Box 7492
Loveland, Colorado 80537 - 833-473-XPAY (9729)
- hello@world-xchange.com