Leading the way
to end
payment fraud
World XChange global headquarters
Loveland, Colorado USA
Elevator Statement

World XPay is the world's first and only guaranteed transaction fraud-proof payment platform. Our patent-pending technology also provides a layer of privacy, never before equaled in card processing and shifts the locus of control from the merchant to the consumer.

Elegant in design and smooth in presentation, our technology simplifies the entire payment process, making transactions easier and faster. World XPay changes how cards work on the existing payment networks, which not only revolutionizes the payment industry but sales, marketing, and advertising as well. Our powerful and very disruptive Push Sale Technology changes the entire sales landscape, heralding the end of sales funnels, abandoned carts and even the click-through statistic.

This is Us

The core of what is known today as World XChange was discovered in 2017 at Platinum Age Merchant Services, when the fraud-proof credit card processing concept was first realized, coded and proven. World XChange was officially incorporated in 2019 with World XPay as the company's flagship technology, which generated immediate excitement within the limited scope in which it was showcased.
"We foresee a bright future for the world; one where fraud and wide-spread deception no longer go rewarded and unchecked."
World XChange is more than just a new payment platform, it embodies a whole new paradigm in which to manage and facilitate core financial processes. At the core of our business philosophy is the belief that if a solution to a problem cannot be found, it is because we are asking the wrong question. It was this kind of thinking that enabled us to develop a platform that is more private (or completely private if utilizing our entire platform) and more secure than any platform in history. The ripple effect from this new technology has created a whole new world of benefits and opportunities for every participant in a transaction, beginning with marketing and the ease (and safety through touch-less technology) of the purchase, down to protecting and growing income and savings.

A privately held corporation, World XChange is guided by very experienced hands from the financial, payments, banking, technology, business, marketing and sales disciplines; each one a seasoned life experiencer, undeceived by the waves of unprofitable and unsustainable ideology so prevalent in popular culture today.

Mission Statement

We exist to pioneer and build laissez-faire business solutions through thin technologies that provide and support critical processes with minimal interference.

Business Philosophy

A desire to do things correctly for the soul reason that’s how they should be done.
So-called best-practices are merely the best way things have been done in the past, and the very best way to do something has not been invented yet.
Everyone is important to the whole and no one is above reproach.
Rules exist when trust is lost, which stifles innovation.
Beauty is usability and without it, nothing is truly functional.
Profitability is the responsibility of every company to ensure stability for their clients upon whom they depend. Abusive-profitability injures the client and in time, always destroys the company.
Clients demonstrate the greatest belief in what we do, to whom we esteem highest honors and regard as a sacred trust.

World XChangeTM
Founders and Officers

Benjamin Cvtkovich
CEO
Benjamin Cvetkovich
35 year veteran financial commando and strategic innovation.
COO
Sandy Wiegers
Organizational and payment operations excellence of 30 years.
CTO
Greg Meyers
30 years technical business strategy, ingenuity and innovation.
Owned, managed and operated by original founders, World XChange daily operations remain razor-focused on eliminating fraud, empowering consumers and protecting merchants and lenders.