Reduce or eliminate
    your exposure to
fraud
offer

XPay

at your institution

Simple, fraud-proof, private and touchless.

XPay's patent pending technology leverages existing networks and mobile device platforms in ingenious algorithms that facilitate sensitive data transfers as if the data is not present. This means personal information cannot be intercepted because the data does not exist in the transfer.

As a financial institution, this means your merchant clients no longer have any data liability, transactional charge-backs become a thing of the past and their annual PCI compliance certification may consist of only two simple questions.

Wealth Builder

TM leverages your merchant's processing fees to

grow


their personal

wealth!

By taking advantage of our great processing rates, your merchants can determine how much they want to contribute, which is expressed as an additional percentage of their processing fees. Their contributions are strategically managed by XInternational Investments, Trusts, & Exchange LLC and facilitated by World XBanc, a fully licensed Swedish NBFI. Contributions are professionally managed in an international growth fund, which allows merchants to participate and vote if they choose.

Program flexibility allows your merchants to change their contributions anytime so that they can manage between high and low volume periods or simply set a fixed amount. Merchants can withdraw contributions anytime without incurring any penalties.
Retention Strategy
Provide your merchants the ability to build personal wealth every time they process a payment.
Provide powerful wealth-building tools to your clients that doesn't require them to do anything different.
Wealth Builder leverages a merchant's pre-tax income and may also qualify them for additional tax benefits.
Adding Wealth Builder to your offerings sets you apart while providing you with a powerful retention tool.

Merchant Processing

Get a free quote today and see how much we can reduce your current rates!
XPay is fraud-proof!

Start a Conversation


World XChange, Inc.

PO Box 7492
Loveland, Colorado 80537
833-473-XPAY (9729)
hello@world-xchange.com